Its aim to confer all the denizens of India – especially the deprived people from Banking – a banking account, credit vantage, insurance cover and ATM cum debit card. The objective of Pradhanmantri Jan Dhan Yojana program is highlighted by its watchword “मेरा खाता – भाग्य विधाता”. Finally, the project will also assent the deprived peoples to take gain thyself of subvention (subsidies) and OD facilities via their banking A/Cs, which are desirous to alienate money-lenders, commission agents and corruption.
1. Savings Bank Accounts through E-KYC (No requirement to preserve min. average balance) 2. Cash Deposit/Cash Withdrawal. 3. Fixed/ Recurring/ Loan Deposits 4. AEPS: Aadhaar Enabled Payment System (Deposits, Withdrawals, Balance Inquiry vai Aadhaar Finger). 5. Pinpaid (Mini ATM) Device Transactions (Withdrawals through BOB ATM cum Debit Card). 6. Many more extra various Services.
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